Business Promotions

FREE $3000 IN CASH for your Dental Vacation travel costs to/from Ecuador for 9+ Implants

FREE $3000 IN CASH for your Dental Vacation travel costs to/from Ecuador for 9+ Implants

If you’re a foreigner currently residing outside of Ecuador (i.e. in Canada or the US) and you commence your Dental Vacation to Ecuador by no later than July 31st, 2022 with proof of your roundtrip plane ticket to Ecuador emailed (or just a printed copy shown) to our Dental Clinic, WITHOUT EXCEPTION when you get at least 9 Dental Implants done by Dr. No Pain (Dr. Andres Pacheco), you’ll immediately receive from us a FREE $3000 IN CASH to utilize any way you choose on your Dental Vacation costs to Ecuador (i.e. POCKET THE DIFFERENCE as per any excess cash we give you over and above ANY plane flight/hotel booking for Ecuador per your Dental Vacation to/from Ecuador).  If you as a Dental Tourist have LESS Implants to do than 9+, simply we’ll on a pro-rata basis per the above advised deal, STILL give you the above referenced cash (i.e. for 6 Implants you’ll receive a FREE $2000 IN CASH), naturally the amount of the cash given you being precisely relative to the number of Dental Implants you need.

FYI, see our following recent article on Dental Tourism (Dental Vacations) and why there’s never been a better time to travel to Ecuador!: https://cuencahighlife.com/cuenca-ecuador-as-the-new-dental-tourism-capital-of-the-world/

Plus, …

Continue reading

read more

Health Care insurance rejections SOLVED!

In the last 5 years that I have worked with expat and national clients, I have never had major issues in processing clients’ claims. As long as the broker and the agent have a high level of knowledge regarding the insurance contracts, it is not a complicated process. I have more than 100 clients and have never had to submit a case or appeal to the Superintendence of Companies.

The following is a situation that occurred recently.
My 68-year-old client was admitted to the Santa Ines Hospital due to an emergency. After being evaluated, he had Cardiac Arrhythmia. At the time of requesting the Hospital Credit (which allows you to not have to pay out of pocket. You pay only the copayment and the deductible) it was DENIED since the diagnosis was related to a pre-existence condition: Hypertension.

I immediately contacted the treating physician who confirmed that my client’s arrhythmia was not caused by hypertension; but by an alteration of the thyroid gland. I sent an email to the insurance company where the treating doctor explained that the diagnosis had no relationship with the pre-existence condition and attached my client’s medical history.

His short stay at the hospital totaled …

Continue reading

read more

Temporary and Permanent Visas. 100% Guaranteed by Isabel Mosquera

If you are filing for a Temporary/Permanent visa, I offer a 100% money back guarantee. That’s right. If I don’t get you your visa, you pay nothing. My name is Isabel Mosquera.  I am an Ecuadorian, who studied and lived in Canada for many years.  I have been a Visa Facilitator for over 7 years and have assisted more than two hundred and fifty Expats in obtaining their Visas, Temporary and Permanent, Cedulas, Translations, Health Insurance, housing and much more. These services are available as one fee package or individually.  I own a car, so transportation is always included at no extra charge.  I have always gotten my clients their Visas, even under the most difficult of circumstances, such as unreadable fingerprints for FBI reports. Have you moved to Ecuador without the required documents?  Don’t worry, I can help.  I offer free consultations, either by telephone, email or in person.  I am at the Immigration office on a very regular basis, so I am knowledgeable about all recent changes in the law and am happy to share my knowledge with you.  I will be happy to provide you with references.
I look forward to serving you.

read more
Applying for Residency Visas?

Applying for Residency Visas?

If you are eligible to apply for any type of visa, please keep in mind that the Office of Foreign Relations and Human Mobility is already assisting in person. You must schedule an appointment, don’t jeopardize your health and let the professional do the work for you – there is a reason we have 100% visa approval rates.

Any questions, don’t hesitate to contact us at:
0984205336 / 0998672687
uz.asesoresecuador@gmail.com
uz.servicios@gmail.com
Facebook: UZ Asesores Ecuador CIA. LTDA. Instagram: uzasesores

read more
Southeast Asian Menu This Week

Southeast Asian Menu This Week

This week I’m cooking up your favorite Southeast Asian plates.
Cambodian Chicken Lemon Soup
Lok Lak Beef Tenderloin
Sticky & Sweet Hot Chicken
Sea Bass Rock Amok (Premium Fillets)
Pineapple Chicken (A little sweet & spicy)
Each meal includes appetizer, salad, dessert and a glass of wine
Visit my website for details: https://www.cookingwithrey.com
Learn how to cook Southeast Asian dishes on my cooking channel
https://www.youtube.com/channel/UCVRL2BRjKKidueUZxeI378Q

read more

Weaving workshop

Join me for a fun workshop creating a unique piece of art. By the end of the
class you will understand the basic of weaving, how to incorporate recycled material and bring home a completed project of your own design.

read more
Why Ecuador…

Why Ecuador…

It is a country that offers organic accessible food. Cities such as Cuenca have the best drinking water there is. We have a lot of green spaces, pollution is minimal and the areas of vegetation are endless.
Do not think twice, invest in a real estate in Ecuador, we advise and represent during the whole procedure.

Questions…don’t hesitate to contact us at:

0984205336 / 0998672687
uz.asesoresecuador@gmail.com
uz.servicios@gmail.com
Facebook: UZ Asesores Ecuador CIA. LTDA. Instagram: uzasesores

read more
The Temporary Residence Visa will have 90 Days to leave the Country

The Temporary Residence Visa will have 90 Days to leave the Country

THE REGULATION OF THE HUMAN MOBILITY LAW, which we have waited so long for, is only expected to be published in the Official Registry so that it becomes effective.

The last paragraph of Article 84 of the Regulation establishes that “For purposes of continuity of permanence, the foreign person may not leave the country for more than ninety (90) days during the entire period of validity of the temporary residence visa”

For more information, contact Dra. Lina Ulloa at:
Email:uz.asesoresecuador@gmail.com

Address: Av. Jose Peralta 1-19 and Av. 12 de Abril, Acropolis Building, 3rd Floor, office 312.
TELEPHONE NUMBERS: (07) 410-3588/098-420-5336

read more
The Importance of Getting a Second Doctor’s Opinion in Ecuador – By BLUE BOX INSURANCE BROKER

The Importance of Getting a Second Doctor’s Opinion in Ecuador – By BLUE BOX INSURANCE BROKER

A few months ago I received a call in the middle of the night from one of our clients who was  suffering from severe knee pain. His doctor had suggested immediate surgery on both of his knees at a price of $9,000, which immediately alarmed me. I contacted one of our other client’s doctors and got an appointment set for the next day. The other doctor concluded that physical therapy and medication would solve the issue, and for less than $2,000, without a painful surgery. This is just one of the many cases that I have seen in which the treating physician proposes an invasive procedure without considering the client’s specific situation or exploring other options first.
In Ecuador we have doctors who are highly trained to treat your health conditions at affordable costs, whether they be new or pre-existing. For this reason, we recommend that you consult with at least two doctors before making a final decision when it comes to large-scale medical procedures.
Getting a second medical opinion is crucial in order to verify the cost of procedures and treatment that your doctor is proposing. Medical prices vary extensively throughout Ecuador, especially in doctors offices that …

Continue reading

read more

Recommendation for Daniela Cordero – Millennial Broker’s

If you are looking for an insurance agent, I highly recommend Daniela Cordero. She has been my agent for a year. She is very professional, responsible, attentive and attends to all the calls and questions that I have. She is always available to help. Also, she has the support of the Millennial Broker’s company. I recommend them blindly. Caty Frenkel

read more
Amparo Visa / Dependent Visa

Amparo Visa / Dependent Visa

An Amparo visa is granted to dependents as an extension of somebody who already holds a temporary or permanent visa. These visas are also called “Amparo” (Dependent) visas.
In the new provisions of the law for visas of ´´Amparo´´ under marriage it is necessary that the marriage be registered in Ecuador.
For more information, contact:
Dra. Lina Ulloa
Immigration, Civil and Constitutional Lawyer
Email: uz.asesoresecuador@gmail.com,
Address: Av. Jose Peralta 1-19 and Av. 12 de Abril, Acropolis Building, 3rd Floor, office 312.
Telephone numbers: (07) 410-3588 or 098-420-5336

read more
Thinking about investing – looking for legal advice?

Thinking about investing – looking for legal advice?

Are you thinking on investing in real estate – don’t put your money at risk! We have over 15 years of experience, we will advise you in accordance to the law. We will ensure you pay the right amount on taxes, keep in mind there are taxes for both the Buyer and the Seller.

Questions…don’t hesitate to contact us at:

0984205336 / 0998672687
uz.asesoresecuador@gmail.com
uz.servicios@gmail.com
Facebook: UZ Asesores Ecuador CIA. LTDA. Instagram: uzasesores

read more

Health Insurance That Qualifies Under the New Law

With the new regulation to the Human Mobility Law, published in the official registry on March 10 of this year, several important points were modified for those who apply for the temporary visa for Retirees and rentiers. One of the changes is the requirement to contract a national or foreign health insurance plan that has coverage in Ecuador, for the duration of the visa (2 years). Due to legal issues, health insurance companies can NOT grant plans for a two-year term. So, the ministry authorities have decided that those who apply for this type of visa, may present a health insurance certificate with one-year coverage showing that it will be renewed the following year. It is necessary to have continual coverage during the term since this document, like all documents presented to obtain the visa, are subject to review at any time by the competent authorities.

I am at your service to advise you, present health insurance plans that meet the requirements to get your VISA and protect you with the best coverage when you need it.

https://cuencaexpatinsurance.com/

read more

Cuenca Salmon Offers 3 Yapas (presents) With Your Order

3 chances to win a Yapa (free present) with your next order. Today, while supplies last, all 150 g salmon portion orders will receive a 200 g portion in its place. That is 1/3 more salmon for the same price (limit 4 portions per order)
Order any 3 kinds of sausages and receive the 4th for just $1. Order $40 worth of product today and receive a free Wine Stand ($8.50 value)

  • Robalo and Smoked Turkey Breast are back in stock
  • Thinly Cut Loin Pork Chops Are On Sale

Shop on our website 24/7 cuencasalmon.com

read more
Irregular in Ecuador due to Visa Expiration or Cancellation?

Irregular in Ecuador due to Visa Expiration or Cancellation?

Foreigners who are irregular in Ecuador, either due to visa expiration or cancellation, have the option to regularize and apply for the corresponding visa by paying the $200 penalty, these regularizations will be available until April 8 in accordance with the regulations that were published on March 10, 2022.
For more information, contact Dra. Lina Ulloa at:
Email: uz.asesoresecuador@gmail.com,

Address: Av. Jose Peralta 1-19 and Av. 12 de Abril, Acropolis Building, 3rd Floor, office 312.
Telephone numbers: (07) 410-3588 or 098-420-5336

read more
Invest in Ecuador during COVID?

Invest in Ecuador during COVID?

If you are thinking of investing in a real estate in Ecuador and you cannot personally be there for the closing of the business, rest assured, we will represent you legally.

Yes, absolutely! It is possible to invest in Real Estate even if you are unable to sign or close the deal. Rest assured we will represent you legally.

Questions…don’t hesitate to contact us at:

0984205336 / 0998672687
uz.asesoresecuador@gmail.com
uz.servicios@gmail.com
Facebook: UZ Asesores Ecuador CIA. LTDA. Instagram: uzasesores

read more
An Overview of the Prepaid Medicine Law in Ecuador and How to Use it in Your Favor – BLUE BOX INSURANCE BROKER

An Overview of the Prepaid Medicine Law in Ecuador and How to Use it in Your Favor – BLUE BOX INSURANCE BROKER

Prepaid medicine insurance in Ecuador consists of different processes than ones you may be used to. This is because the reimbursement process in Ecuador is carried out by the affiliate. Additionally, “the organic law of Ecuador regulates companies that finance comprehensive care services of prepaid health and insurance companies that offer medical assistance insurance coverage,” in order to support the insurance company and the affiliate. This law was created with the intention of regularizing the operation of prepaid medicine companies in Ecuador, through regulations that define the commitments made by both parties.
The regulations contain key articles that you must know to correctly document your claims with a company, and be able to demand your rights as an affiliate. Next, I will share the most important ones, and at the end I will provide you with a link where you can find the complete document in Spanish (one of the limitations of the law is the prohibition of the translation into other languages of this document and the contract of health that you acquire with the insurer).

Art. 34 – Pre-existence: Any disease, pathology or health condition that has been known by the user, beneficiary, affiliate, dependent or insured, …

Continue reading

read more
How To Be A Hard-Working Honest Attorney

How To Be A Hard-Working Honest Attorney

First of all, you must know the laws extremely well; you should not wait on somebody else information nor try to copy.

You must specialize in your legal field; you cannot put your clients at risk, even more so if you know that this client is a foreigner who may lose his regularity in the country.

You should be honest with your client if you know that he/she is going to have problems or that things are not going to be easy.

You must try by all means to protect your client legally.

You must be honest with your work and actions, you cannot offer to get something by bribery, you may be putting your client and/ or yourself at risk in the very near future.

Best,

UZ Asesores Ecuador
Ecuador Cía. Ltda.
José Peralta 1-19 y 12 de Abril – Edificio Acrópolis – Oficina 312
4103588 – 0984205336 / 0998672687
uz.asesoresecuador@gmail.com
uz.servicios@gmail.com
www.facebook.com/UZasesor/es – UZ Asesores Ecuador CIA. LTDA.

read more
How to Reimburse Medical Expenses from a Private Healthcare Plan in Ecuador

How to Reimburse Medical Expenses from a Private Healthcare Plan in Ecuador

Reimbursing medical insurance in Ecuador involves different processes than the ones probably used in your country of origin. Because of this, our goal in this article is to give you information about how to access your reimbursements without complications. In a previous article we shared with you that the responsibility of the claim process, according to the law, is that of the health plan member. This process is similar with all insurers, one only has to submit required documentation to the insurance broker or to the company directly, in the case that you do not have an insurance advisor.

Once your claim is filed, the company will have five business days to send you a letter of return, refusal, or settlement. When your claim is settled, the value of your annual deductible will be deducted first from your reimbursement, depending on the policy you have purchased. For example, if your claims total $300 and your annual deductible is $100, the company will subtract the amount of the annual deductible and then the remaining value will be settled at 80% for care outside the medical network of your insurer, and 90% within the network.
The documentation needed to submit your claim will depend on the type of medical care you have received:

OUTPATIENT CARE
Outpatient care refers …

Continue reading

read more
Exemption from the Naturalization Exam in Ecuador

Exemption from the Naturalization Exam in Ecuador

For People over 65 Years of Age, Children and Teenagers and People with Intellectual Disabilities will Be Exempt from the Naturalization Exam.
THE REGULATION TO THE LAW OF HUMAN MOBILITY, which we have waited so long for, only waiting for it to be published in the Official Registry so that it becomes effective.
The good news is confirmed through this regulation, foreigners who have completed a university or postgraduate degree in Ecuador, who have received these classes in Spanish, are also exempt from the exam.

For more information, contact:
Dra. Lina Ulloa
Immigration, Civil and Constitutional Lawyer
Email: uz.asesoresecuador@gmail.com
Address: Av. Jose Peralta 1-19 and Av. 12 de Abril, Acropolis Building, 3rd Floor, office 312.
Telephone numbers: (07) 410-3588 or 098-420-5336

read more




Listings from Punto Sur Propiedades could not be shown!

Please check back later.

Subscribe to our newsletter

Cuenca High Life offers on-line publications, local translated news, and reports about the expat life and living in Ecuador. 

You have Successfully Subscribed!

Subscribe to our Newsletter

Subscribe to our Newsletter

CuencaHighLife publishes Ecuador news daily. Subscribing will guarentee that you never miss the most important news.

You have Successfully Subscribed!