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You know Ecuador it is not the perfect place to drive a car, you have to be SO aware. The chance to have a transit accident is high especially if you are not 100% alert.
Let’s say, you are walking down the street and are hit by car. Did you know that it is mandatory by the law, that public and PRIVATE hospitals attend to the victims?
This is because Ecuadorian law indicates that all vehicles that circulate in the country have a Public System for the Payment of Traffic Accidents (SPPAT), which protects all citizens economically, whether drivers, passengers or pedestrians who suffer injuries or unfortunately die in a traffic accident caused by the circulation of a motor vehicle on Ecuadorian territory.
“The Public Service for the Payment of Traffic Accidents (SPPAT) guarantees citizens their right to receive an immediate and quality health service throughout Ecuador.

An affected citizen has the right to the following:

  • Transportation and mobilization expenses for victims of up to USD 200.00 per person.
  • Medical expenses up to USD 3,000.00 per person.
  • Payment for permanent, total or partial disability, for an amount of up to USD 5,000.00 per person.
  • Payment for death, in the amount of USD 5,000.00 per person.
  • Funeral expenses, in an amount of up to USD 400.00 per person.

This is all according to the website of the Public Service for Payment of Traffic Accidents, you can find mere info in this link:

What if you have private health insurance?...

Contact information:

Cuenca Expat Insurance


Help your loved one make a smooth and supported transition.

Vilca Hospice and the Casa Asistencial de Vilcabamba offer complete end-of-life care to anyone in need.

The Casa Asistencial provides homey, comfortable, and loving care to residents at any stage of infirmity. We are licensed by the municipality of Loja and staffed by trained nurses, with oversight by a skilled doctor with experience in palliative care.

We offer long-term care at monthly rates or short-term care at day rates. We love our residents like our own relatives, and we care for them as such.

As your loved one approaches the end, they will have the option to transition to a hospice suite staffed and run by our partners at Vilca Hospice.

The hospice suite is arranged for the comfort of the patient AND friends and family, so your loved one is supported and comfortable in the final days of their life. Family and friends are welcome to visit and stay, but Vilca Hospice will also coordinate trained sitters to ensure that your loved one is never alone. They can also help you organize legal documentation and funeral and cremation services, as necessary.

For more information, photos, or assistance in English….
·     Visit
·     Email
·     Or call 098 688 4411

For information about Vilca Hospice, please visit

Contact information:

Maureen E Lauder


As you well know, in the past it was ALWAYS necessary to see the dentist in person (whether in North America, South America, etc.), so as to determine what your options are, thereby often requiring too much of your precious time in order to see what could be done about your teeth.  ENTER “Find Health in Ecuador Dental Clinic” (home of ‘Dr. No Pain’ – Dr. Andres Pacheco), where NOW Expats are able to receive their FREE COMPREHENSIVE “Dental Treatment Plan” in English, WITHOUT the need for any upfront Dental Appointment (NO in person visit & NO prior dental exam necessary for this purpose!).

This NEW dynamic opportunity is for ANY & ALL types of Dental procedure/work that you’ve likely been delaying for far too long, merely because of a logistical inability to find the time so as to schedule your appointment (WE HEARD YOU LOUD & CLEAR AND SO HERE IS YOUR BEST DENTAL ANSWER!).

NOW, with our Dental Clinic’s high level scan technology and multi-option creation tools for all dentistry purposes, you can ELIMINATE having to come for an in person appointment upfront, as simply send us your most recent Dental X-Rays to (even much older X-Rays are perfectly fine for this purpose if you’ve not knowingly had anything changed since then!), so that we can inspect and intuit your dentition therefrom by calculating expected/likely morphological changes to your gums and teeth that have reasonably occurred through age progression and the effects of time (plus we can...

Contact information:

Find Health in Ecuador Dental Clinic

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