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If you are considering taking out private health insurance, there are several criteria that should be clear.
Among the most important is to differentiate the definitions of MEDICAL EMERGENCY, ACCIDENT and URGENCY; which are specified in the contract (more than 40 pages) that is generally not read.
What is the difference?
EMERGENCY: it is any clinical condition that implies risk of death whose attention must be immediate and cannot be postponed.
For example, a stroke, or a heart attack.
It must be clear that if a patient is admitted for some emergency condition, it does not mean that it is really an “EMERGENCY” and it will be not paid by the insurance company. As instance; if you are admitted for an emergency with a severe headache and the diagnosis is migraine, and only a pain killer is administered, it will not be considered a vital (key word) emergency.
URGENCY. – It is the unexpected appearance of a problem of diverse etiology that does not endanger (key words) the life of the patient, but that generates the immediate need for health care. For example; kidney stones, an infectious disease
ACCIDENT. – Unforeseen, fortuitous, sudden and beyond the control of the Holder and / or Dependents, which produces Disabilities or Bodily Injuries. It will not be considered an Accident in the event that had directly and voluntarily intervened the Holder and / or Dependents, of their own free will and / or under the effect of consuming alcohol and / or any...

Contact information:

Daniela Cordero

info@cuencaexpatinsurance.com

418 views

Still looking for a few coins. Any sellers out there

Contact information:

chester

ckendra48@gmail.com

419 views

Felix is offering the most delicious special this coming week. For only $25.00 you will receive 2 pounds of his insanely delicious ground turkey (that alone is a $1 savings) AND you will also receive a free, full size of Aunt Betty’s Biscuit mix at no charge. Want a simply scrumptious breakfast (or lunch or anytime)? Brown a package of King Smokehouse Ground Turkey. Salt to taste. Whisk in 2 tablespoons of flour until all the flour is clinging to the turkey meat. Then whisk in 1 ½ cups of Milk (or heavy cream-ahh yes). Stir over low heat until the mixture is thick and creamy. Liberally shake cracked pepper into the creamy goodness. Serve over freshly baked Aunt Betty’s biscuits. Sooooooooooo good and satisfying. King Smokehouse’s ground turkey is hand ground with just the right amount of balance between the meat and a pinch of fat. Great in any recipe that calls for ground pork. King Smokehouse is fully stocked with all the great products you love. Call or stop by now to enjoy this very special offer. Conveniently located on Coronel Talbot just across from Parque San Sebastian. +593 96 904 7724 felixkingsmokehouse@gmail.com

Contact information:

Felix Salinas

felixkingsmokehouse@gmail.com

9212 views

$398,5005 bd, 3.5 ba, 1710 sqmt

LOCATION: ROAD TO MISICATA KM 4
DIAGONAL NEIGHBORHOOD LOS TILOS – 1km Colegio CEDFI
LAND AREA: 1712.62 mts
CONSTRUCTION AREA: 261mts
YEARS OF CONSTRUCTION: 25
PROPERTY DESCRIPTION:
5 BEDROOMS – 3 AND A HALF BATHROOMS
1 bedroom with private bathroom and dressing room
3 rooms with shared bathroom
1 separate bedroom – basement with separate bathroom
1 social bathroom
SOCIAL AREA
Living area with fireplace
Dining room
Kitchen with pantry
Study
Pub
Living room

For more details and photos CLICK HERE

Contact information:

Roberto Cruz

mediosoles@gmail.com

10444 views

If you are thinking of investing in a real estate in Ecuador and you cannot personally be there for the closing of the business, rest assured, we will represent you legally.

Yes, absolutely! It is possible to invest in Real Estate even if you are unable to sign or close the deal. Rest assured we will represent you legally.

Questions…don’t hesitate to contact us at:

0984205336 / 0998672687
uz.asesoresecuador@gmail.com
uz.servicios@gmail.com
Facebook: UZ Asesores Ecuador CIA. LTDA. Instagram: uzasesores

Contact information:

Lina Ulloa

uz.asesoresecuador@gmail.com

4275 views

The law of Human Mobility that went into effect on February 5th, 2021 has changed the primary requirement for the permanent residence visa. This is regarding how long one must stay in Ecuador in order to be eligible for the visa.

According to Article 40 in the Human Mobility law:
If a person is a temporary resident, this is one of the requirements to take into account to be eligible for permanent residence:

  • Have resided in Ecuador for 21 uninterrupted months. Contrary to the previous law, which indicated that you could not leave the country for more than 90 days for each year of your visa.

Currently this requirement is even more rigorous than the previous one. A foreign temporary resident visa holder who intends to become a permanent resident now must live in Ecuador for 21 consecutive months prior to applying for the permanent resident visa.

This requirement not only applies to new temporary residents, but also to those who already held the temporary resident visa at the time the law went into effect. If for some reason you have already exceeded the time out of the country, the option would be to renew your temporary visa and start from scratch, staying in the country for 21 months without interruption.

For more information or guidance regarding this new law, please request a free 15-minute appointment with our office.

Contact information:

EcuaAssist

info@ecuaassist.com

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