If you are considering taking out private health insurance, there are several criteria that should be clear.
Among the most important is to differentiate the definitions of MEDICAL EMERGENCY, ACCIDENT and URGENCY; which are specified in the contract (more than 40 pages) that is generally not read.
What is the difference?
EMERGENCY: it is any clinical condition that implies risk of death whose attention must be immediate and cannot be postponed.
For example, a stroke, or a heart attack.
It must be clear that if a patient is admitted for some emergency condition, it does not mean that it is really an “EMERGENCY” and it will be not paid by the insurance company. As instance; if you are admitted for an emergency with a severe headache and the diagnosis is migraine, and only a pain killer is administered, it will not be considered a vital (key word) emergency.
URGENCY. – It is the unexpected appearance of a problem of diverse etiology that does not endanger (key words) the life of the patient, but that generates the immediate need for health care. For example; kidney stones, an infectious disease
ACCIDENT. – Unforeseen, fortuitous, sudden and beyond the control of the Holder and / or Dependents, which produces Disabilities or Bodily Injuries. It will not be considered an Accident in the event that had directly and voluntarily intervened the Holder and / or Dependents, of their own free will and / or under the effect of consuming alcohol and / or any...
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Condo in one of Cuenca’s nicest condominium projects, this 3-bedroom apartment 2 1/2 bathrooms also has an office and social area outside the bedrooms. Comes fully furnished, including bath and bed linens, fully equipped kitchen with dishwasher and washer – dryer. Rent includes utilities, condo fee and Fiber optic Internet. Across the street from the Rio Yanuncay greenway. Close to shopping and a short taxi ride to El Centro. One month minimum rental. Only small pets are allowed with an extra deposit. $790 short term/$700 long term.
AVAILABLE on FEBRUARY
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Like living in your own private park in rural Canoa, EC. Health issues force immediate sale.
Price includes all furniture, lighting, kitchen implements, home and garden tools and most of the art and decor items. To make it turnkey, needs clothes washing machine and maybe water heater. Currently have gas heating for stove.
River across the street, road to principal highway to be paved this year. Nice area. Especially behind the home, it feels like you are sitting in the bottom of a big bowl, with lots of higher land surrounding. Nicely landscaped. 50 producing cacao for making your own chocolate, and as many mango (3 varieties).
Well water with three pumps and backup line to the river.
Media room, parlor, den. Spare queen bed on upper patio.
After I bought it, I put upwards of $80,000 more into upgrading it, including paint on the bare brick walls, tiling the lower level and furnishing. A lot about the home has been done right, even before I got here five years ago, including double thick foundation. Lots of upgrades in the 5 1/2 years I have had it. Will send full pdf with all info and lots of pictures upon request.
I will accept the best offer over $160,000 on February 11, 2022, reserving the right to sell it before that to a buyer with 20% deposit offering $179.000, my asking price.
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Felix is offering the most delicious special this coming week. For only $25.00 you will receive 2 pounds of his insanely delicious ground turkey (that alone is a $1 savings) AND you will also receive a free, full size of Aunt Betty’s Biscuit mix at no charge. Want a simply scrumptious breakfast (or lunch or anytime)? Brown a package of King Smokehouse Ground Turkey. Salt to taste. Whisk in 2 tablespoons of flour until all the flour is clinging to the turkey meat. Then whisk in 1 ½ cups of Milk (or heavy cream-ahh yes). Stir over low heat until the mixture is thick and creamy. Liberally shake cracked pepper into the creamy goodness. Serve over freshly baked Aunt Betty’s biscuits. Sooooooooooo good and satisfying. King Smokehouse’s ground turkey is hand ground with just the right amount of balance between the meat and a pinch of fat. Great in any recipe that calls for ground pork. King Smokehouse is fully stocked with all the great products you love. Call or stop by now to enjoy this very special offer. Conveniently located on Coronel Talbot just across from Parque San Sebastian. +593 96 904 7724 felixkingsmokehouse@gmail.com
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This is the lowest price we have ever offered for 12 and 24 long stem roses.
The Rose Guy will deliver 12 long stem roses to any US address with the exception of Hawaii for $57.99 or 24 long stem roses for $69.99. Includes delivery by FedEx or UPS. No additional fees.
To order go to our website, http://www.yourroseguy.com. Under the tab, “Gifts and Occasions”, select “Pre-Order Valentine’s Specials. No discount code is needed.
Maybe you want to order 50 long stem roses. Under the “Roses” tab, select “Fresh Roses”, Choose your choice of rose color and select “50 stems”. At checkout use the discount code, “valentines25” and you will receive a 25% discount on your order. Normal price $102. Discounted price, $78 which represents a 25% discount. Note: (This discount code is available only for an order of 50 long stems and cannot be used in conjunction with the Pre-Order Specials, above).
It is very important to order early this year. Due to the pandemic and the world wide demand for Ecuadorian Roses you can guarantee your order and your space on our carriers, UPS and FedEx.
I am suggesting Thursday, Feb. 10th as your delivery date because of the demand.
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Yes indeed, you have absolutely nothing to lose and everything to gain, in making your mouth and any gaps, empty spaces or soon to be extracted non-functional teeth be put on display and permitted to shine once again how they did in the past (besides then serving as your best new chompers!). Your complimentary (no cost) exam and evaluation for Dental Implants is awaiting you in Cuenca, plus for any family member or friend in another city/country who needs a really good reason to finally visit you here (i.e. Dental Tourism: https://cuencahighlife.com/cuenca-ecuador-as-the-new-dental-tourism-capital-of-the-world/)
Our English speaking Head Dentist, Dr. Andres Pacheco, is best known among the Expat community in Ecuador as “Dr. No Pain” – click here to see just some of our many dozens of Expat Patient Testimonials and their amazing photo results: https://findhealthinecuador.com/full-testimonials/
You win when you get the best possible Dental Work, and everyone else gets to see how fabulous your smile is, besides the fact that your teeth will then again do what they’re supposed to in serving you once more at every meal. To see our full set of Dental articles on “Cuenca High Life” (very many of which speak to the various ins and outs of Dental Implants), click on the following link: https://cuencahighlife.com/author/adamchl-com/
Schedule your free exam and evaluation for your Dental Implants today – simply send an email to info@findhealthinecuador.com and we promise to write you back within minutes to hours (we reply to every single patient’s email and always do so...
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$398,5005 bd, 3.5 ba, 1710 sqmt
LOCATION: ROAD TO MISICATA KM 4
DIAGONAL NEIGHBORHOOD LOS TILOS – 1km Colegio CEDFI
LAND AREA: 1712.62 mts
CONSTRUCTION AREA: 261mts
YEARS OF CONSTRUCTION: 25
PROPERTY DESCRIPTION:
5 BEDROOMS – 3 AND A HALF BATHROOMS
1 bedroom with private bathroom and dressing room
3 rooms with shared bathroom
1 separate bedroom – basement with separate bathroom
1 social bathroom
SOCIAL AREA
Living area with fireplace
Dining room
Kitchen with pantry
Study
Pub
Living room
…
For more details and photos CLICK HERE
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If you are thinking of investing in a real estate in Ecuador and you cannot personally be there for the closing of the business, rest assured, we will represent you legally.
Yes, absolutely! It is possible to invest in Real Estate even if you are unable to sign or close the deal. Rest assured we will represent you legally.
Questions…don’t hesitate to contact us at:
0984205336 / 0998672687
uz.asesoresecuador@gmail.com
uz.servicios@gmail.com
Facebook: UZ Asesores Ecuador CIA. LTDA. Instagram: uzasesores
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The law of Human Mobility that went into effect on February 5th, 2021 has changed the primary requirement for the permanent residence visa. This is regarding how long one must stay in Ecuador in order to be eligible for the visa.
According to Article 40 in the Human Mobility law:
If a person is a temporary resident, this is one of the requirements to take into account to be eligible for permanent residence:
- Have resided in Ecuador for 21 uninterrupted months. Contrary to the previous law, which indicated that you could not leave the country for more than 90 days for each year of your visa.
Currently this requirement is even more rigorous than the previous one. A foreign temporary resident visa holder who intends to become a permanent resident now must live in Ecuador for 21 consecutive months prior to applying for the permanent resident visa.
This requirement not only applies to new temporary residents, but also to those who already held the temporary resident visa at the time the law went into effect. If for some reason you have already exceeded the time out of the country, the option would be to renew your temporary visa and start from scratch, staying in the country for 21 months without interruption.
For more information or guidance regarding this new law, please request a free 15-minute appointment with our office.
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