Ecuador’s IVA refund system for senior residents is legally clear, administratively uneven, and morally awkward, leaving expatriate retirees to negotiate not just receipts and deadlines, but their own sense of fairness, belonging, and proportion. There are two broad...

Ecuador’s IVA refund system for senior residents is legally clear, administratively uneven, and morally awkward, leaving expatriate retirees to negotiate not just receipts and deadlines, but their own sense of fairness, belonging, and proportion. There are two broad...